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An affordable home is within reach with a 0% interest mortgage through the Habitat Homeownership program.

Habitat for Humanity of Pinellas and West Pasco Counties builds and sells homes at no profit and no interest to households who do not qualify for a traditional mortgage. The program prepares homeowner partners to be successful homeowners through an education curriculum of 20 classes, from budgeting to home maintenance.

Benefits of Habitat Homeownership

  • affordable 0% interest mortgage
  • own your property, building generational wealth
  • energy star efficient home
  • homebuyer education
  • whirlpool appliances

Applicants must meet income, credit and housing related criteria including but not limited to*:

  • Have a housing need due to current substandard living conditions
  • Have lived or worked in Pinellas or Pasco for at least one year
  • Have one year of steady, reliable income
  • Have reasonably good credit

*Visit the Apply page for the full list of qualifications.

Want to learn more? Visit our register for a virtual Homeownership Information Session to learn how to qualify, apply, and become a Habitat Homeowner. Visit habitatpwp.org/apply to register.

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community builders hour

Please join us for a half-hour of networking, followed by a one-hour program to learn more about how Habitat for Humanity of Pinellas and West Pasco Counties is addressing the problem of affordable housing in Pinellas and Pasco Counties. Hear from a Habitat homeowner about the impact that a safe and affordable home makes, and learn how you can help make homeownership a possibility for those in need in your community.

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roaring 20's prohibition party

Habitat for Humanity of Pinellas and West Pasco Counties invites you to a roaring good time of 1920s inspired music, hors d’oeuvres, and cocktails while supporting the Habitat mission at our Prohibition Party presented by Crown Automotive. After the program, help keep the party going at our Speakeasy After-Party sponsored by the Seminole Hard Rock Hotel & Casino – Tampa onsite at the Vinoy in Fred’s Cellar. Tickets and sponsorships are on sale now!

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golfing fore habitat

Habitat for Humanity of Pinellas and West Pasco Counties hosted its 11th Annual Golfing Fore Habitat Partner Tournament on Monday, November 1st, 2021 at Copperhead Course at Innisbrook, A Salamander Golf & Spa Resort. More than $125,000 was raised from the event and all proceeds benefit Habitat Pinellas & West Pasco and affordable housing opportunities for individuals and families in our community.

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